Hello Reader!

I realized something about my own financial journey that changed the way I think about money.

I didn't have a spending problem.

I had a drifting problem.

For years, I thought I was doing fine financially.

My first paycheck covered all my bills.

My second paycheck?

It covered whatever came up.

Dinner with friends.

A weekend away.

A sale I didn't want to miss.

An invitation I didn't want to decline.

None of those decisions felt irresponsible.

But they weren't intentional.

Looking back, I wasn't really making financial decisions.

I was reacting to life.

Today, I see the same pattern in coaching.

As income grows, spending often grows right along with it. Not because people are reckless, but because financial drift feels normal...until it doesn't.

Then comes the stress.

The credit card balances.

The question:

"Where did my money go?"

One of the greatest lessons I've learned is this:

Intentionality isn't just deciding what you'll spend. It's deciding who will make the decision.

Your present self.

Or your future self.

Every intentional financial decision is an opportunity to keep a promise to yourself. And every time you keep that promise, you strengthen your self-leadership.

Here's a question I'd like you to consider today:

What financial decision have you been avoiding?

Now identify one small first step you can take this week.

Decide when you'll do it.

That's where intentionality begins.

If you'd like to go deeper, I'd love for you to join me for my FREE 3-Session Money Mastery Masterclass, beginning this Wednesday at 7:00 p.m. PST.

Together we'll explore how awareness, intentionality, and consistency work together to replace financial drift with confident financial decisions.

I'd love to have you there.

👉 Register here​

To your growth,

Catalina Salazar​
Desired Outcomes Coaching